Claim Forward
Financial disclosure

Every dollar in. Every dollar out. In public.

Claim sharks hide their costs because their costs are the point. We do the opposite: here is exactly what it takes to run this, what each veteran costs us, and where every donation goes.

Operating ledger (preview) · this monthOpen — accepting veterans
Monthly budget used$312 of $500
$1.90
Cost to prep one claim
164
Veterans served this month
98left
Capacity remaining

Figures shown are illustrative in this preview. In production this meter reads live from our spend metering, updated daily and verified quarterly.

How the budget works

A fixed floor, extended by donations, capped on purpose.

The floor
$500/mo

A founder-funded baseline covers the tool every month, no matter what. This is the minimum the tool always runs on.

The extension
+ donations

Every donation adds to the month's pool. At about $1.90 per veteran, $100 opens the door for roughly 50 more.

The cap
then it pauses

When the pool is spent, new claims pause until donations reopen it. Anyone already working keeps going — no one is cut off mid-claim.

Recurring technology costs

What it costs to run the tool.

The one variable cost is AI — and it's tiny, because the work is automated. Everything else is flat, small, and listed here.

Line itemMonthly
AI inference (Claude API — caching + batch applied)~$1.90 / veteran
Hosting (Vercel)$20
Database & auth (Supabase)$25
Encrypted document storage$10–25
Email / SMS (transactional + outcome polling)$15–30
Monitoring & error tracking$10
Domain (amortized)$2
Fixed subtotal~$100/mo
The costs most nonprofits hide

Everything else it takes — even the one-time and donated line items.

Legal, insurance, formation, registration. We disclose these even when they're one-time or donated in-kind, because transparency that skips the awkward numbers isn't transparency.

Line itemCost
Legal review (§5904/5905 + UPL counsel)$1,500–6,000
Nonprofit formation (IRS 1023-EZ + state)$375–575
Insurance (cyber + D&O/E&O)$1,000–2,500 / yr
State charitable-solicitation registrations$0–400+ / state
Accounting / Form 990$0–1,500 / yr
Payment processing (Stripe nonprofit)2.2% + $0.30
Founder labor & development$0 charged
Donations, tracked

Where the money you give actually goes.

Into the 501(c)(3)
100%

Every donation lands in the nonprofit account — never a personal or for-profit account.

Less processing
2.2% + $0.30

Card processing is the only deduction, and we show it. The rest is credited to the pool.

Onto the tool
The remainder

Spent only on serving veterans. Unspent donations roll to next month. Never spent marketing your data.