Claim Forward
The difference

A $20 billion industry grew up charging veterans for help that's supposed to be free.

They call themselves consultants and coaches to stay outside the rules. We built the opposite: free, transparent, and pointed straight at the accredited help you're entitled to.

Why we can be free

The law already says this help should be free.

Federal law lets only VA-accredited attorneys, claims agents, and Veterans Service Organizations charge to prepare a claim — and even they cannot charge for an initial claim.

The companies charging thousands aren't accredited. They avoid the rules by branding themselves as consultants. In 2025 a federal court found one of the largest was breaking the law by preparing and presenting claims for a fee without accreditation. State attorneys general have clawed back millions.

We don't need a loophole, because we don't charge. You prepare your own claim with our tool, and we route you to accredited people who file it for free. That's not a workaround — it's how the system was meant to work.

Side by side

Same goal. Opposite business model.

The claim sharks

  • Charge 20–40% of your back pay, or flat fees up to $20,000
  • Keep billing when your rating rises — sometimes for years
  • Access VA hotlines to track your payments, then send a bill
  • Aren't accredited and answer to no VA oversight
  • Hide what they actually cost and what they actually do

Claim Forward

  • Free — no fee, no percentage, no bill, ever
  • You keep 100% of your benefit and all of your back pay
  • Purges your records within 72 hours — never sells your data
  • Routes you to VA-accredited VSOs who file at no cost
  • Publishes every dollar in and out on a live public ledger
What we won't do

We don't generate nexus letters. Be careful with anyone who does.

A nexus letter is a medical opinion connecting your condition to your service. It carries weight only when a licensed provider who actually reviewed your case writes and signs it. Many tools now auto-generate these with AI. We think that's a mistake, and the data backs us up.

An analysis of nearly 300,000 Board of Veterans' Appeals decisions found that a medical opinion the Board rates as "not probative" performs worse than submitting nothing — because the Board's explicit rejection can strengthen the denial. A government review also found roughly a quarter of AI-extracted medical evidence contained errors.

So a slick AI nexus letter you paste in can actively hurt your claim. What helps is a real opinion from your own provider. We help you organize your history and prepare good questions to bring to that provider — we don't fake the medical opinion itself.

The tell: if a service leads with "free AI nexus letters" or promises to "maximize your rating," be careful. The honest version of this help doesn't manufacture medical opinions or promise outcomes.

Our promises, in writing

The commitments a claim shark can't make.

We will never charge you.

Not to prepare, not to file, not when your rating goes up. The tool is free forever.

We will never sell your data.

Your records are used to build your package, then purged. We don't market to you or funnel you to a paid service.

We will always send you to accredited help.

The people who file your claim are VA-accredited and free. We're the on-ramp, not the destination.

We will show you our books.

Our full budget — tech and non-tech, dollar for dollar — is public and updated every month.